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| Mortgage Calculators |
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Mortgage Tips & Articles...
Getting started with your next home purchase. |
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Types of Mortgage Lenders
There are hundreds of mortgage lenders in the region that will pre-qualify and pre-approve you for a mortgage loan. Major categories of mortgage lenders include:Savings & LoansAlso called thrift institutions, savings and loan... |
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Common Mortgage Loan Types
Fixed Rates
A conventional fixed-rate mortgage offers you a set rate and payments that
do not change throughout the life or "term", of the loan. A conventional
loan is fully paid off over a given number of years,... |
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Step By Step: The Loan Process
Pre-Qualification
Pre-qualification occurs before the loan process actually begins, and is usually
the first step after initial contact is made. The lender gathers information
about the income and debts of the borrower and... |
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The Advantage of Getting Preapproved
The advantages
of pre-approval are often overlooked because it is much more fun
to go out and search for a new home without worrying about how much
you can afford. It is hard to... |
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Refinancing - What Your Should Know
Refinancing
If you are a homeowner who was lucky enough to buy when mortgage rates were low,
you may have no interest in refinancing your present loan. But perhaps you bought
your home when rates were higher. Or perhaps... |
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Locking In Your Interest Rate
In most cases, the terms you are quoted when you shop among lenders represent
the terms available at the time of the quote. Therefore, you should not rely
on the terms quoted to you when shopping for a loan unless a lender is... |
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Helpful Tips to Qualify for Your Loan
* Lenders look for stability in a borrower. Your past 2 years of credit history
will have the greatest impact.
* Regular lenders will look for no late payments over 30 days on rent or mortgages,
and no late payments in... |
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About Subprime Loans
About Subprime Loans
If you have applied for a mortgage loan and were told by your broker or banker
that your loan qualifies under a sub-prime mortgage, you were probably confused.
When they told you that you needed... |
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Credit Reports & Credit Scoring
About Credit Scoring
Most anyone who has obtained a home mortgage in the past 5 years or so has heard
about credit scoring. How many of you have been told "your scores are great",
or "if your score were 10 points higher,... |
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Working With Credit Bureaus
It is essential to understand that Credit Bureaus are nothing more than
record keepers.
Simply put, they keep a record of who has given you credit, when they gave you
credit, how much credit you are given and whether or not... |
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Frequently Asked Questions About Bankruptcy
I am a co-signer for a debt, how does bankruptcy affect my obligation?
If the debt is a dischargeable debt then you will not have to pay it. However,
the cosigner will become primarily responsible for the debt. Be sure to... |
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What Are Closing Costs & What to Expect
Closing is a process that begin weeks before closing, and follows an outline
set largely by a buyer's original offer to the seller of the house. That sales
contract , once the seller signs it, covers the key elements of the... |
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Applying for Your Home Loan
Buying a home may be the most exciting, confusing and stressful financial transaction
you ever undertake. Even if you have done it several times you can still find
the process complicated and intimidating, particularly when it... |
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| ResortQuest Real Estate serves the Greater Outer Banks Region including the communities of.Corolla, Duck, Kitty Hawk, Kill Devil Hills and Nags Head. Within those communities are subdivisions with their own individuality, such as Pine Island, Ocean Sands, The Currituck Club, Monteray Shores, Spindrift, Corolla Light, Ocean Hill, Villages of Ocean Hill and the four wheel territory. There are lots of smaller subdivisions in the Duck area so there are so many choices for the buyers. |
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